Well, hacking someone bank’s account is not that much easy nor too hard. There are two sides to a coin. If talking about the bank getting hacked then it requires more sophisticated attacks. But in most cases, hackers go after individuals rather than the organizations. Most probably, the user gets hacked by a keylogger installed in their device or maybe get trapped in a phishing campaign or talking about the least user interaction attack is Cross-Site Request Forgery (CSRF), in which a user can get hacked using a link only.
Now, talking about how can you know, you have been hacked. To be honest, you can’t really know. The bank security is good but at the user level, the only indication you can get is the OTP SMS bank send to you. If you are getting unnecessary bank OTP at your device, then most probably there is something fishy. At this time, you should contact your Bank, as soon as possible. And if you thinking, I am safe as your OTP comes at your device only. So, my friend, you are wrong. You can easily bypass the 2-factor authentication. If the hacker gets the control of your device, he can easily pull this up.
So, what can you do? Be smart and don’t click on unnecessary links and don’t install untrusted applications on your device. You can’t do much, but if you are smart, you can be safe. And if the attack is done on the bank itself, then you can’t do anything about the data breach. In that case, you can change your Phone no. and password by contacting the bank.
That’s all for today, you can check out the various posts on hacking, if you want. Invent Your Shit always welcome the learner.